What is VET FEE-HELP?

VET FEE-HELP is an Australian Government loan scheme that helps eligible students to pay their tuition fees for higher-level VET courses (at the diploma-level and above) undertaken at approved VET FEE-HELP providers.  VET FEE-HELP loans are repaid through the Australian Taxation Office once your income reaches the minimum threshold for compulsory repayment. More information about VET FEE-HELP can be found at the Study Assist Website.

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For the most up-to-date information on VET FEE-HELP, including Eligibility requirements please see further information at the bottom of this page, or visit the Study Assist website

VET FEE-HELP Handbook (This booklet must be read prior to the completion of the request for VET FEE-HELP Assistance).

VET FEE-HELP FAQs

VET FEE-HELP Approved Courses Available with Upskilled

The following courses are delivered/accredited by:

  • Study Group (RTO 5806)
  • TrainSmart (RTO 51771)
  • Conwal Institute (RTO Code:  31190)
  • Churchill Education (RTO Code: 31430)
  • Open Training and Education Network (OTEN) (RTO Code: 90004)
  • Australis College (RTO Code: 31518)

all of which are Nationally Recognised Training Organisations and approved to offer a range of approved  VET FEE-HELP courses.

Qualification VET FEE-HELP Fee Schedule Accrediting RTO
Business & Management
Diploma of Leadership & Management (BSB51915) Fee Schedule TrainSmart
Diploma of Business (BSB50215) Fee Schedule TrainSmart
Diploma of Project Management (BSB51415) Fee Schedule TrainSmart
Diploma of Human Resources Management (BSB50615) Fee Schedule TrainSmart
Diploma of Business Administration (BSB50415) Fee Schedule TrainSmart
Advanced Diploma of Business (BSB60215) Fee Schedule TrainSmart
Advanced Diploma of Leadership & Management (BSB61015) Fee Schedule TrainSmart
Diploma of Sport and Recreation Management (SIS50712) Fee Schedule Sydney TAFE
Dual Diploma of Business (BSB50215) and Leadership & Management (BSB51915) Fee Schedule TrainSmart
Dual Diploma of Business (BSB50215) & HR (BSB50615) Fee Schedule TrainSmart
Dual Diploma of Leadership & Management (BSB51915) and Business Administration (BSB50415) Fee Schedule
TrainSmart
Marketing
Diploma of Advertising (BSB50115) Fee Schedule Study Group
Advanced Diploma of Marketing (BSB60515) Fee Schedule Study Group
Information Technology
Diploma of Information Technology (ICT50115) Fee Schedule TrainSmart
Diploma of Information Technology Networking (ICT50415) Fee Schedule TrainSmart
Diploma of Website Development (ICT50615) Fee Schedule TrainSmart
Diploma of Digital Media Technologies (ICT50915) Fee Schedule TrainSmart
Diploma of IT Systems Administration (ICT50315) Fee Schedule TrainSmart
Diploma of Database Design and Development (ICT50515) Fee Schedule TrainSmart
Diploma of Software Development (ICT50715) Fee Schedule TrainSmart
Dual Diploma of Digital Media Technologies (ICT50915) & Website Development (ICT50615) Fee Schedule TrainSmart
Dual Diploma of IT (ICT50115) & IT Networking (ICT50415)
Fee Schedule TrainSmart
Dual Diploma of IT Networking (ICT50415) & IT Systems Administration (ICT50315) Fee Schedule TrainSmart
Dual Diploma of IT (ICT50115) & IT Systems Administration (ICT50315) Fee Schedule TrainSmart
Community Services
Diploma of Community Services (CHC52015) Fee Schedule Trainsmart
Diploma of Counselling (CHC51712) Fee Schedule Conwal Institute
Diploma of Alcohol and Other Drugs (CHC53215) Fee Schedule TrainSmart
Diploma of Youth Work (CHC50413) 
Fee Schedule Churchill Education
Diploma of Quality Auditing (BSB51615)
Fee Schedule Churchill Education
Diploma of Mental Health (CHC53315) Fee Schedule Trainsmart
Diploma of Leisure and Health (CHC53415) Fee Schedule Australis College
Diploma of Child, Youth and Family Intervention (CHC50313) Fee Schedule Australis College
Education Courses    
Diploma of School Aged Education and Care (CHC50213) Fee Schedule Churchill Education
Diploma of Vocational Education and Training (TAE50111) Fee Schedule Churchill Education
Diploma of Training Design and Development (TAE50216) Fee Schedule Churchill Education
Diploma of Early Childhood Education & Care (CHC50113) Fee Schedule Churchill Education
Events and Tourism
Diploma of Events (Events Stream) (SIT50212) Fee Schedule Study Group
Diploma of Events (Travel and Tourism Stream) (SIT50212) Fee Schedule Study Group
Graphic Design
Diploma of Graphic Design (CUV50311) Fee Schedule Study Group
Diploma of Interior Design & Decoration (MSF50213) Fee Schedule Study Group
Beauty Therapy
Diploma of Beauty Therapy (SHB50115) Fee Schedule Study Group
Diploma of Salon Management (SIB50210) Fee Schedule Study Group
Natural Therapies
Diploma of Clinical Aromatherapy (HLT52315) Fee Schedule Study Group
Diploma of Practice Management (HLT52012) Fee Schedule Study Group
Massage
Diploma of Remedial Massage (HLT50307) Fee Schedule Study Group
Diploma of Reflexology (HLT51712) Fee Schedule Study Group
Diploma of Traditional Chinese Medicine Remedial Massage (HLT50112) Fee Schedule Study Group
Diploma of Shiatsu and Oriental Therapies (HLT50212) Fee Schedule Study Group
Hospitality
Diploma of Hospitality (SIT50416) Fee Schedule TrainSmart
Government
Diploma of Government (PSP50112) Fee Schedule Conwal Institute
Security & Risk
Diploma of Security and Risk Management (CPP50611) Fee Schedule Conwal Institute
Work Health & Safety
Diploma of Work Health and Safety (BSB51315) Fee Schedule Churchill Education
Logistics
Diploma of Logistics (TLI50410) Fee Schedule Churchill Education
Agriculture
Advanced Diploma of Agriculture (AHC60110) Fee Schedule Open Training and Education Network (OTEN)
Advanced Diploma of Agribusiness (AHC60310) Fee Schedule Open Training and Education Network (OTEN)
Finance and Accounting
Diploma of Accounting (FNS50215) Fee Schedule Trainsmart
Diploma of Financial Planning (FNS50615) Fee Schedule Australis College
Diploma of Finance and Mortgage Broking (FNS50615) Fee Schedule Australis College

Are you eligible?

You are eligible for VET FEE-HELP if you:

  • Are an Australian citizen, permanent humanitarian visa holder (resident in Australia for the duration of the unit), or a New Zealand Special Category Visa Holder who meets long-term residency requirement; AND
  • Are a full fee-paying / fee for service student studying a diploma, advanced diploma, graduate certificate or graduate diploma level course at an approved VET FEE-HELP provider; OR
  • Are a student subsidised by the Victorian or South Australian State Government studying a diploma or advanced diploma course; AND
  • Have not exceeded the FEE-HELP limit (see below); AND
    • Meet the tax file number (TFN) requirements: OR
    • If you don't have a TFN you can give your provider a Certificate of application for a TFN. This certificate is available from the Australian Taxation Office (opens in a new window) after you have applied for a TFN; AND
  • Submit the Request for VET FEE-HELP Assistance Form to your VET provider prior to the census date.e an Australian citizen; or humanitarian visa holder
  • Are enrolled in an eligible course at an approved VET provider; AND
  • Have read the VET FEE-HELP information booklet before you complete and submit your application

What is the VET FEE-HELP Limit?

There is a set maximum amount you can borrow through VET FEE-HELP (and FEE-HELP)over your lifetime. This is known as the FEE-HELP limit. In 2016, the FEE-HELP limit is $99,389. The FEE-HELP limit is indexed on 1 January each year.

Is there a loan fee?

If you are a fee paying/fee for service student you will incur a 20% loan fee. This is included in your  VET FEE-HELP debt. Subsidised students accessing VET FEE-HELP do not pay the loan fee.

How do I repay the loan and is interest charged?

Your HELP debt is repaid through the tax system. In the 2016/17 income year, you will be required to make a compulsory repayment if your income is $54,869 or above. The debt is indexed each year to maintain its real value, but is otherwise interest free.

Important Information 

i. VET FEE-HELP assistance is a loan from the Commonwealth; ii. the loan will remain as a personal debt obligation until it is repaid to the Commonwealth; iii. the loan may affect (by reducing) the person’s take-home (after-tax) wage or salary until the debt is repaid, and may affect the borrowing capacity of the person until the debt is repaid to the Commonwealth; iv. the signed Request for Commonwealth Assistance form applies to a loan for the entire VET course of study, charged on a unit by unit basis, unless the student pays some of the tuition fees; v. census date(s) will apply to each of the VET units of study in which the person enrols, with the student taking out a loan for any tuition fees that remain unpaid at the end of each census date; vi. a student may cancel their enrolment by: A. withdrawing from each VET unit of study on or before the census date; and B. in accordance with the provider’s withdrawal policy; vii. withdrawal will result in the student: A. not incurring a VET FEE-HELP debt; and/or B. receiving a refund for any up-front tuition fee payments made on or before the census date; and viii. a student may wish to seek independent financial advice prior to applying for a VET FEE-HELP loan.

VET FEE-HELP Partners

 

TrainSmart

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